Mortgage Patriots

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Refinancing or Buying Your Home?

Hire a Mortgage Loan Officer Who Will Invest In Your Success!

Mortgage Brokers match borrowers with lenders. We work as “free agents” for multiple lenders and earn a fee or commission paid by the lender. Sometimes our customers choose to pay us direct. Just like talent agents shop for aspiring actors for movie studios, mortgage brokers approach different lenders with borrower's applications.

What makes a Mortgage Patriots Broker Better is their dedication to finding the best rate & loan program catered to YOUR needs. If you don't get the home or refinance, we do not get paid.

Our motto - "If you've got the home, we've got the loan."

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Conventional

Conventional Loans are a great option if you have a solid credit score and little debt. You can avoid PMI by paying 10-20% of the loan upfront (depending on program), which will lower your mortgage payments. Some Conventional Loans are available with 3% down.

VA

VA Loan is a $0-down mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs (VA). Many VA Refinance rates are in the low 2% for a 30 year fixed. Ask about our VA Streamline Refi.

FHA

FHA Loans are designed for low-to-moderate-income borrowers; they require a lower minimum down payment and lower credit scores than many conventional loans. 3.5% down payment & at least a 580 FICO score to qualify.

FEATURED LOAN OFFICER

Rupert "The Mortgage Patriot" Parchment NMLS #2035104 started in the mortgage industry in 1993 after graduating from Tufts University. Building upon that experience, he has a wealth of knowledge in purchasing investment properties and helping credit challenged people achieve the American Dream: Home Ownership.

FEATURED PROPERTIES

We are happy to assist you with over 15 different lenders to pick the right loan program for your family. Whether Purchase of a new home or refinancing your existing home, we stand ready to serve with Conventional, FHA, VA or Reverse Mortgages.